Convert PDF Statements from SMBC to Excel

Upload a SMBC PDF statement, check the extracted transactions, and download them as Excel or CSV. The workflow handles half-width katakana descriptions.

Private workspace. HTTPS upload. No credit card needed.

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98% of numbers correct on 82 hand-checked pages How we measure

How to get your SMBC statement into Excel

  1. Download the PDF statement from SMBC online banking

    • Log in to SMBC Direct (SMBCダイレクト).
    • Open the balance and transaction history (残高・入出金明細) for the account selected on the top screen; to change the period, use 「過去の明細を照会」 below the balance and enter dates, or press 「今月」「先月」「今年」「前年」 or 「直近1年」.
    • With Web通帳 (paperless passbook) you can view up to 30 years of statements from 2019 onward; paper-passbook accounts show up to 25 months.
    • Save the statement for the period you need as a PDF.
    Go to SMBC Online Banking
  2. Upload it here

    Drop the PDF into the uploader on this page. Scanned statements and phone photos work too. The extracted rows open next to the statement so you can check them.

  3. Download Excel, CSV, or QuickBooks and Xero CSV

    Export the rows as an Excel workbook, a plain CSV file, or a CSV laid out for QuickBooks or Xero import.

What a SMBC statement looks like in Excel

One row per transaction, with separate debit, credit, and running balance columns. The rows below are made-up sample data, not a real statement.

sample-statement-2026-01.xlsx Jan 2026 · JPY
Sample bank statement rows with made-up data, amounts in JPY
Date Debit Credit Balance
2026-01-02 Salary - Example Employer Ltd 250,000 350,000
2026-01-05 Card payment - Sample Grocery Co 12,000 338,000
2026-01-09 Rent - Placeholder Properties 120,000 218,000
2026-01-14 Transfer from savings 30,000 248,000
2026-01-20 Utility bill - Demo Energy Co 8,000 240,000
2026-01-27 Card payment - Fictional Coffee Co 1,500 238,500

Supported input and export formats

  • PDF statements
  • Scanned PDF, JPG, PNG
  • Excel workbook
  • CSV rows
  • QuickBooks CSV
  • Xero CSV
  • Structured JSON

Why SMBC PDF Statements Won't Copy to Excel

SMBC printed statements and PDFs list the date, description, withdrawal, deposit, and balance in separate columns, and descriptions are often printed in half-width katakana, so copy-paste into Excel shifts columns or splits transactions across rows.

As copied from the PDF

  • 2025/04/10 キユウヨ カ)アクミー 320,000
  • 2025/04/14 デンキ トウキヨウデンリヨク -8,450

As extracted for review

Date Description Amount
2025-04-10 キユウヨ カ)アクミー +¥320,000
2025-04-14 デンキ トウキヨウデンリヨク −¥8,450

Paper-passbook accounts show 25 months online

Web通帳 shows statements from 2019 for up to 30 years

Withdrawals keep a minus sign in CSV

【明細をCSVダウンロード】 on a PC

Descriptions printed in half-width katakana

Description (摘要) column

Review rules for SMBC PDF formats

These extraction rules prepare rows for human review

Combine Withdrawal and Deposit Columns

Separate withdrawal and deposit columns are reviewed as one signed amount next …

Join Wrapped Descriptions

Descriptions and payer names that wrap onto a second line are joined into one d…

Check Japanese Era Dates

Dates printed in era years (for example Reiwa) should be checked in the review …

Output and review

What you can check after extracting SMBC statements

Use the output as a review workspace before importing it anywhere. The source statement stays visible while you confirm fields and download the format your accounting workflow expects.

Validation visible before export

  • Opening + transaction total is checked against closing balance
  • Duplicate, overlapping, and missing statement periods are surfaced by account
  • Saved client and bank mappings keep monthly batches consistent
  • Excel, CSV, JSON, QuickBooks CSV, and Xero CSV exports use the reviewed rows

Statement fields

  • Bank name and account identifier
  • Statement period and currency
  • Opening and closing balances

Transaction rows

  • Date and description
  • Debit, credit, amount, and balance
  • Rows that continue across pages

Review checks

  • Balance movement against transaction totals
  • Duplicate, overlapping, or missing statement periods
  • Ambiguous dates, signs, and wrapped descriptions

Export formats

  • Excel workbook
  • CSV transaction rows
  • Structured JSON
  • QuickBooks and Xero CSV layouts
Time Comparison

Replace copy-paste cleanup with a reviewable extraction

Compare manual copy-paste cleanup with structured extraction for SMBC statements

Manual Process

Copy-paste from PDF

Slow
Processing time Manual

Depends on page count, layout, and review needs

Date formats Inconsistent

Manual cleanup required

Multi-line text Breaks

Descriptions split into rows

Error rate Hard to review

Typos, misaligned columns

Source context None

No source verification

PDF2TEXT.AI

Reviewable extraction

Recommended
Processing time Assisted extraction

Extraction starts after upload and returns reviewable rows

Date formats ISO 8601

Standardized for review (YYYY-MM-DD)

Multi-line text Merged

Descriptions joined for review

Error rate Review first

Check amounts against the source statement

Source context Review view

Source statement kept nearby

Built for review, export, and repeat bookkeeping cleanup
Private Document Access

Your statements stay in your private workspace

Protected in transit with HTTPS and available only after account or workspace authorization.

HTTPS in transit

Your browser uses an encrypted HTTPS connection when uploading documents and downloading results.

Available for review

Originals and extracted results remain in your private workspace for review and export. Contact support to request deletion.

Authorized access

Uploaded originals and generated previews are checked against the owning account or workspace before delivery.

SMBC PDF to Excel: Frequently Asked Questions

Answers to common questions about bank statement PDF conversion

Why does copy-paste from SMBC PDF mess up my Excel spreadsheet?
SMBC printed statements and PDFs list the date, description, withdrawal, deposit, and balance in separate columns, and descriptions are often printed in half-width katakana, so copy-paste into Excel shifts columns or splits transactions across rows.
Can I download CSV directly from SMBC instead?
Yes. SMBC Direct lets you download transaction history results as a CSV text file with 【明細をCSVダウンロード】, with dates shown in Western (Gregorian) years. Convert printed statements, PDFs, or certified transaction histories from a branch here, then review the rows before importing them.
Can I import the extracted rows into QuickBooks or Xero?
Yes. Export reviewed transaction rows as Excel, CSV, structured JSON, QuickBooks-friendly CSV, or Xero-friendly CSV. Check fields against the source statement and use saved mappings to review duplicate, overlapping, or missing periods before importing recurring batches.
Does this work with scanned or photographed bank statements?
Yes. Our OCR reads both digital PDFs and scanned images. Upload a clear scan or phone photo (PDF, JPG, PNG), then review the extracted transactions before exporting.
Is it safe to upload my bank statement? What happens to my data?
Uploads use HTTPS and remain available only through your authenticated private workspace so you can review and export them. Privacy, retention, and deletion details are linked in the footer.

Convert a SMBC statement to Excel

Preview one statement free, up to five pages, review the extracted rows, then buy a page pack for this statement or choose a monthly plan when client batches repeat.

Private workspace. HTTPS upload. No credit card needed.

PDF, JPG, or PNG • Free preview • Page packs and monthly plans for continued work

Open the converter

pdf2text.ai is an independent tool and is not affiliated with, endorsed by, or sponsored by SMBC or any financial institution. All trademarks remain the property of their respective holders and are used here solely for descriptive purposes to identify file compatibility.