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Bank statement converter for lenders

Bank statement converter for lender document review

Convert borrower-supplied statement PDFs into reviewable rows and structured JSON for underwriting support, cash-flow review, and document intake checks.

Page 1 free, no sign-up to see it; just an email to download. The whole document is one payment: $3 up to 5 pages, $9 up to 25, priced by page count above that. No subscription.

Several statements? Drop up to 100 at once: one payment for all of them, priced by their total pages.

Preview a borrower statement View JSON converter
Output
Structured review
Speed
Fast preview
Exports
JSON, CSV, Excel
Sample result Ready

Source documentBORROWER_BANK_STATEMENT.pdf

Lender Bank Statement Converter
Borrower file
Bank name Account last four Statement period Currency
Cash-flow rows
Transaction date Description Debit Credit
Review data
Opening balance Closing balance Running balance Structured JSON

OutputJSON

{
  "document_type": "bank_statement",
  "audience": "lenders",
  "bank_name": "Northstar Bank",
  "account_last4": "4821",
  "statement_period": "2026-04-01 to 2026-04-30",
  "opening_balance": 18420.25,
  "closing_balance": 22620.25,
  "transactions": [
    {
      "date": "2026-04-03",
      "description": "ACH CREDIT PAYROLL",
      "credit": 4200.0,
      "balance": 22620.25
    }
  ]
}

What gets extracted

Fields for lender statement review

The output separates statement identity, transaction rows, balances, and periods so reviewers can inspect the data before exporting.

Borrower file

Bank name Account last four Statement period Currency

Cash-flow rows

Transaction date Description Debit Credit

Review data

Opening balance Closing balance Running balance Structured JSON

Supported formats

Supported bank statement formats

Inputs

Native PDF statements Scanned PDFs and phone photos Single-account and multi-account files Monthly, quarterly, and historical statements

Statement layouts

Separate debit and credit columns Running-balance tables Repeated page headers Transactions split across pages

Outputs

Structured JSON for review CSV for accounting review Structured JSON QuickBooks/Xero-friendly columns

Review checks

Review checks before export

  • Opening balance equals prior closing balance
  • Statement periods are separated by account
  • Duplicate, overlapping, or missing months are visible for review
  • Debit, credit, and balance columns stay aligned

In the workspace

What you can check in the workspace

  • Side-by-side source preview with structured output on this page
  • Sample transaction rows include date, description, amount, and balance
  • Exports preserve account metadata and statement period fields
  • Private workstation keeps results reviewable before download

From borrower PDF to structured review data

  1. Upload a borrower statement PDF, scan, or image

  2. Preview extracted rows and statement identity fields

  3. Review transaction and balance output

  4. Export structured JSON, CSV, or Excel

Handles borrower statement intake issues

  • Borrower uploads with scanned pages or mobile captures

  • Large statements that exceed one-time export-pack limits

  • Repeated headers and transactions split across page breaks

  • Statement periods that need to stay attached to the right account

Next step

Send statements through the API

Overview Bank statement converter

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Bank statement workflows

For accountants For bookkeepers

Resources

Bank statement to QuickBooks Online Bank statement to Xero Benchmark vs free tools

FAQ

Common questions

Can lenders extract structured statement data?
Yes. The workflow extracts statement identity, transactions, balances, and periods into reviewable structured output.
Is this an underwriting decision engine?
No. It converts documents into reviewable data for your workflow; lending decisions remain with your process.
Can larger borrower files use a monthly plan?
Yes. Larger files and recurring statement review are routed toward monthly plans instead of a one-time export pack.

Convert borrower statements into reviewable data

Convert borrower-supplied statement PDFs into reviewable rows and structured JSON for underwriting support, cash-flow review, and document intake checks.

Preview a borrower statement View JSON converter