Supports Monzo statements 99.9% accuracy

Convert PDF Statements from Monzo to Excel

Extract transactions from Monzo statements instantly. Our AI handles complex vector graphics—no manual data entry, no formatting errors.

Upload Statement See how it works
No signup required Files auto-deleted Bank-level encryption
Monzo_Statement.pdf
Monzo
Account Statement • Jan 2024
15 March 2024 Uber Trip to Heathrow Airport -£12.50
14 March 2024 Faster Payment ACME CORP LTD - SALARY +£1,500.00
Data merged & split across lines
Monzo_Transactions.xlsx
Date Description Amount
2024-03-15 Uber Trip to Heathr… $-12.50
2024-03-14 Faster Payment ACME… +$1500.00
Clean columns, ready for QuickBooks
~10s
Conversion time
99.9%
Accuracy rate
50+
Banks supported

Import directly into accounting software in 1 click

Why Monzo PDF Statements Won't Copy to Excel

The PDF uses complex vector graphics and embedded fonts, making text extraction challenging.

Single amount column with +/- signs instead of de…

Amount column on right side

Transactions in reverse chronological order (newe…

Throughout entire statement

AI Rules for Monzo PDF Formats

Our extraction engine applies these fixes automatically

Compress Row Format

Monzo statements use very large row heights, fitting only 10 transactions per p…

Create In/Out Columns

Monzo lacks separate In/Out columns, showing all amounts in a single column wit…

Time Comparison

Stop Wasting 45 Minutes per Statement

Compare manual copy-paste vs AI extraction for Monzo statements

Manual Process

Copy-paste from PDF

Slow
Processing time 30-45 min

Per 100 transactions

Date formats Inconsistent

Manual cleanup required

Multi-line text Breaks

Descriptions split into rows

Error rate 5-15%

Typos, misaligned columns

Audit trail None

No source verification

PDF2TEXT.AI

AI-powered extraction

Recommended
Processing time ~10 sec

Per 100 transactions

Date formats ISO 8601

Auto-standardized (YYYY-MM-DD)

Multi-line text Merged

Descriptions auto-combined

Error rate <0.1%

AI-verified extraction

Audit trail Full

Source PDF linked

Try it free
270x faster
| Average time saved per statement

Convert Monzo PDF to Excel in 3 Steps

Upload, extract, download—ready for QuickBooks in under 60 seconds

1

Drop your PDF statement

Drag your Monzo statement into the upload zone. PDF, JPG, and PNG accepted—up to 50MB per file.

2

AI reads every transaction

Our AI scans your Monzo statement, identifies each transaction row, standardizes dates to YYYY-MM-DD, and splits amounts from running balances.

3

Download your Excel file

Get a clean .xlsx spreadsheet with Date, Description, and Amount columns. One-click import into QuickBooks, Xero, Sage, or FreshBooks.

Where to Find Your Monzo PDF Statement

Download your statement from Monzo online banking, then upload it here for instant Excel conversion

  1. 1

    Log in to your Monzo account on the portal.

  2. 2

    Navigate to the 'Statements' section.

  3. 3

    Select the desired statement period and click 'Download CSV'.

Go to Monzo Online Banking
Bank-Level Security

Your Statement Data Never Leaves Our Secure Servers

Encrypted in transit. Processed in memory. Deleted immediately. We never store your bank statements.

256-bit TLS Encryption

Same encryption standard used by banks. Your PDF uploads are protected from upload to download.

Auto-Delete After Processing

Your PDFs are processed in memory only. Files are deleted the moment your Excel download completes.

ISO 27001 Infrastructure

Our infrastructure follows ISO 27001 security standards. Regular audits and security testing.

Monzo PDF to Excel: Frequently Asked Questions

Answers to common questions about bank statement PDF conversion

Why does copy-paste from Monzo PDF mess up my Excel spreadsheet?
The PDF uses complex vector graphics and embedded fonts, making text extraction challenging.
Can I download CSV directly from Monzo instead?
Log into your Monzo account. Go to Statements & Documents. Select the period. Look for the download icon (usually top right) and select CSV to avoid PDF conversion fees.
Can I import the Excel file into QuickBooks, Xero, or Sage?
Yes—designed for it. Your Excel file uses ISO 8601 dates (YYYY-MM-DD) and clean Date/Description/Amount columns that import directly into QuickBooks, Xero, Sage, FreshBooks, and Wave without reformatting.
Does this work with scanned or photographed bank statements?
Yes. Our OCR reads both digital PDFs and scanned images. Upload a clear scan or phone photo (PDF, JPG, PNG) and we extract transaction data with 99%+ accuracy.
Is it safe to upload my bank statement? What happens to my data?
Your data is encrypted during upload (TLS 1.3), processed in memory only, and deleted immediately after conversion. We never store your bank statements. Infrastructure follows ISO 27001 security standards.

Convert Your Monzo Statement PDF Now

Drop your PDF, get clean Excel data in 10 seconds. Free to try—no account needed.

Start Converting Monzo PDF

PDF, JPG, or PNG • Results in 10 seconds • 256-bit encryption

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pdf2text.ai is an independent tool and is not affiliated with, endorsed by, or sponsored by Monzo or any financial institution. All trademarks remain the property of their respective holders and are used here solely for descriptive purposes to identify file compatibility.

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