Optimized for Monzo 2026

Convert Monzo Statements to Excel.

Stop fixing formatting errors manually. Our model specifically handles Monzo layouts with complex vector graphics .

Detects and fixes: Incorrect transaction amounts due to OCR misreading
Handles: Perfect for exporting 'Pot' transfers into a clean accounting format.

Built for finance workflows

Bank statements Mortgage underwriting Bookkeeping Audit prep
Monzo logo Monzo Parser
Upload → Preview → Export

Drag & drop Monzo statements

PDF, JPG, PNG up to 50MB

Example 2024-01-Monzo-Statement.pdf
Upload Monzo statement

Scan statement

Capture pages and upload in one batch.

Starting camera…

Camera unavailable

Captured pages

Add multiple photos, then upload.

Tip: Keep all edges visible and hold the page steady.

Encrypted uploads Auto-deletion policy

Accuracy comparison

Generic OCR vs a Monzo-tuned model

Most converters treat statements like plain text. We preserve the table structure so your Excel is audit-ready.

Generic OCR

Fast, but brittle for multi-page statements.

  • Column drift when headers repeat or fonts change mid-page.
  • Missing rows when footers overlap or tables are “invisible”.
  • Manual cleanup to reconcile debits/credits and dates.

Typical outcome

15–30 minutes of fixes in Excel per statement.

PDF2TEXT.AI – Monzo model

Recommended

Tuned to the statement layout used by Monzo.

  • Layout fidelity that keeps columns aligned across pages.
  • Detects complex vector graphics and fixes Incorrect transaction amounts due to OCR misreading.
  • Audit-ready Excel with dates, descriptions, and amounts in the right columns.

Typical outcome

Clean output in seconds, ready for underwriting and reconciliations.

Speed

~3s

Upload statement

Prefer CSV? Download it free

3 steps inside Monzo online banking.

Open Monzo login
1

Log in to your Monzo account on the portal.

2

Navigate to the 'Statements' section.

3

Select the desired statement period and click 'Download CSV'.

Only have a PDF? Upload instead

Upload is encrypted in transit.

Bank-specific signals

How we parse Monzo statements

The PDF uses complex vector graphics and embedded fonts, making text extraction challenging.

Layout quirk

complex vector graphics

We reconstruct the table grid so columns stay aligned.

Auto-fixes

Incorrect transaction amounts due to OCR misreading

Auto-corrected

Excel output

  • Date
  • Description
  • Debit / Credit
  • Balance

FAQ

Questions accountants ask

Why does Monzo PDF conversion fail in Excel?

Generic converters fail because Monzo often uses The PDF uses complex vector graphics and embedded fonts, making text extraction challenging.. Our bank-specific model recognizes this layout and keeps columns aligned.

Do you support scanned (image) statements?

Yes. We run OCR on images and scanned PDFs, then reconstruct tables so the spreadsheet matches the original statement structure.

How far back does Monzo keep statements?

Most banks provide 12–24 months online and may keep older statements available by request. Check the statements archive or contact support for older periods.