Optimized for BMO 2026

Convert BMO Statements to Excel.

Stop fixing formatting errors manually. Our model specifically handles BMO layouts with complex vector graphics .

Detects and fixes: Text not recognized or garbled characters
Handles: Correctly parses the bilingual (English/French) headers in the PDF.

Built for finance workflows

Bank statements Mortgage underwriting Bookkeeping Audit prep
BMO logo BMO Parser
Upload → Preview → Export

Drag & drop BMO statements

PDF, JPG, PNG up to 50MB

Example 2024-01-BMO-Statement.pdf
Upload BMO statement

Scan statement

Capture pages and upload in one batch.

Starting camera…

Camera unavailable

Captured pages

Add multiple photos, then upload.

Tip: Keep all edges visible and hold the page steady.

Encrypted uploads Auto-deletion policy

Accuracy comparison

Generic OCR vs a BMO-tuned model

Most converters treat statements like plain text. We preserve the table structure so your Excel is audit-ready.

Generic OCR

Fast, but brittle for multi-page statements.

  • Column drift when headers repeat or fonts change mid-page.
  • Missing rows when footers overlap or tables are “invisible”.
  • Manual cleanup to reconcile debits/credits and dates.

Typical outcome

15–30 minutes of fixes in Excel per statement.

PDF2TEXT.AI – BMO model

Recommended

Tuned to the statement layout used by BMO.

  • Layout fidelity that keeps columns aligned across pages.
  • Detects complex vector graphics and fixes Text not recognized or garbled characters.
  • Audit-ready Excel with dates, descriptions, and amounts in the right columns.

Typical outcome

Clean output in seconds, ready for underwriting and reconciliations.

Speed

~3s

Upload statement

Prefer CSV? Download it free

3 steps inside BMO online banking.

Open BMO login
1

Log in to your BMO online banking account.

2

Navigate to the 'Statements' section.

3

Select the desired statement and click 'Download CSV'.

Only have a PDF? Upload instead

Upload is encrypted in transit.

Bank-specific signals

How we parse BMO statements

The PDF uses complex vector graphics and embedded fonts, making text extraction difficult.

Layout quirk

complex vector graphics

We reconstruct the table grid so columns stay aligned.

Auto-fixes

Text not recognized or garbled characters

Auto-corrected

Excel output

  • Date
  • Description
  • Debit / Credit
  • Balance

FAQ

Questions accountants ask

Why does BMO PDF conversion fail in Excel?

Generic converters fail because BMO often uses The PDF uses complex vector graphics and embedded fonts, making text extraction difficult.. Our bank-specific model recognizes this layout and keeps columns aligned.

Do you support scanned (image) statements?

Yes. We run OCR on images and scanned PDFs, then reconstruct tables so the spreadsheet matches the original statement structure.

How far back does BMO keep statements?

Most banks provide 12–24 months online and may keep older statements available by request. Check the statements archive or contact support for older periods.